1
Free
Firefly III manages personal finances with double-entry bookkeeping, transaction organization, data imports, and bank CSV cleanup rules.
Alternatives
The Best Actual Alternatives in 2026
5 alternatives3 free · 3 open source
Looking for something like Actual? Here are 5 alternatives, ranked by how closely they match it on purpose, features and platforms. Of these, 3 are free or have a free plan and 3 are open source.
Actual Budget manages personal finances using envelope budgeting, with a focus on privacy and fast local operation.
Top picks at a glance
First suggestionFirefly IIIFirefly III manages personal finances with double-entry…Open source optionPaisaPaisa supports personal finance management, including…Another optionHomeBankHomeBank is free personal finance software for managing…
Quick comparison
| # | Alternative | Pricing | Open source | Platforms |
|---|---|---|---|---|
| 1 | Firefly III | Free | Not stated | Web |
| 2 | HomeBank | Free | Not stated | Linux, macOS, Web |
| 3 | Paisa | Free | Yes | Linux, macOS, Windows |
| 4 | Denaro | — | Yes | Linux |
| 5 | money-manager | — | Yes | Android |
All Actual alternatives
2
Free
HomeBank is free personal finance software for managing accounts, budgets, and spending on Linux, Windows, and macOS.
3
Same kind of app · open source · free
Paisa supports personal finance management, including investment tracking, expense categories, budgeting, and money management.
4
Open source
Denaro helps manage personal finances, including multiple accounts and transactions, through its desktop application.
5
Open source
This Android personal finance app is described as local-first, encrypted, self-hosted, and able to sync across devices.
No alternatives match this filter.
Alternatives to similar tools
Firefly III11 alternativesmoney-manager18 alternativesDenaro17 alternativesHomeBank10 alternativesPaisa22 alternatives
What is the best alternative to Actual?
Based on features, tags and platforms, the closest alternatives to Actual are Firefly III, HomeBank, and Paisa.
Is there a free alternative to Actual?
Yes. Firefly III, HomeBank, and Paisa are free or offer a free plan.
Are there open-source alternatives to Actual?
Yes: Paisa, Denaro, and money-manager.
Alternatives are suggested from the purpose and features described in our listings. Different pages for the same product appear once. Read each description to check whether it fits your task. How we choose alternatives · Suggest an alternative