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Plaid
Plaid provides infrastructure for companies to build financial technology products and connect user financial data.

About Plaid
Plaid is infrastructure for companies that build financial technology products. It connects user financial data to apps and services, and its homepage describes three main areas: bank payments (Pay by Bank, recurring payments, and payouts), credit and lending decisions based on real-time cash flow data, and a financial data layer built on categorised transactions, enriched merchant data, and real-time balances. It also offers account linking with built-in fraud signals and identity verification.
The homepage states coverage of 12,000+ financial institutions across 20 countries, with both personal and business accounts, and includes a section on its services for European fintechs. It does not specify which countries are included, what usage limits apply, or how user data is handled beyond the general claims on the page. Pricing is not stated.
Key features
- Bank payments, including Pay by Bank, recurring payments, and payouts
- Real-time cash flow data for lending and credit decisions
- Categorised transactions and enriched merchant data for financial management
- Real-time account balances
- Account linking with built-in fraud signals and identity verification
- Access to personal and business accounts across 20 countries
- The homepage states 99.99% uptime.
- The homepage states access to 12,000+ financial institutions across 20 countries.
- The homepage cites 100M+ global users on the Plaid Network.
Plaid at a glance
- Website
- plaid.com
- Category
- Finance & Money › Finance & Property
- Type
- Online tool
- Pricing
- Not confirmed. Check the site
- Platforms
- Web
- Open source
- Not stated
- Language
- English
- Last checked
- Oct 6, 2026 · Online when checked
- Listed
- Oct 5, 2026
Plaid alternatives
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Easy Invoice PDF provides in-browser invoice creation with customizable templates, PDF export, and no sign-up requirement.
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MBD Financials connects real world assets with blockchain through gold-backed NFTs and DeFi tools on Ethereum.
Truewind converts source financial data into general ledger-ready entries for accounting teams.
Stears provides financial data and research for investors and organizations focused on African markets.
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Plaid FAQ
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