Plaid

Plaid provides infrastructure for companies to build financial technology products and connect user financial data.

plaid.com
Plaid homepage screenshot

About Plaid

Plaid is infrastructure for companies that build financial technology products. It connects user financial data to apps and services, and its homepage describes three main areas: bank payments (Pay by Bank, recurring payments, and payouts), credit and lending decisions based on real-time cash flow data, and a financial data layer built on categorised transactions, enriched merchant data, and real-time balances. It also offers account linking with built-in fraud signals and identity verification.

The homepage states coverage of 12,000+ financial institutions across 20 countries, with both personal and business accounts, and includes a section on its services for European fintechs. It does not specify which countries are included, what usage limits apply, or how user data is handled beyond the general claims on the page. Pricing is not stated.

Key features

  • Bank payments, including Pay by Bank, recurring payments, and payouts
  • Real-time cash flow data for lending and credit decisions
  • Categorised transactions and enriched merchant data for financial management
  • Real-time account balances
  • Account linking with built-in fraud signals and identity verification
  • Access to personal and business accounts across 20 countries
Best for: Companies and fintech developers building payment, lending, or financial management products that need to connect users' bank accounts.
Good for
  • The homepage states 99.99% uptime.
  • The homepage states access to 12,000+ financial institutions across 20 countries.
  • The homepage cites 100M+ global users on the Plaid Network.

Plaid at a glance

Website
plaid.com
Type
Online tool
Pricing
Not confirmed. Check the site
Platforms
Web
Open source
Not stated
Language
English
Last checked
Oct 6, 2026 · Online when checked
Listed
Oct 5, 2026

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Plaid FAQ

Is pricing listed on the homepage?
No pricing information is stated in the homepage text.
Which countries are covered?
The homepage says access spans 20 countries and mentions a section for Europe, but it does not list the individual countries.
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