Vault Street packages tokenized real world assets into onchain yield vaults for institutional capital allocators.
3F
3F offers vaults for leveraged exposure to tokenized real-world assets, with stablecoin yield and private beta access on Ethereum.
About 3F
3F is a decentralized finance protocol on Ethereum mainnet that provides vaults for leveraged exposure to tokenized real-world assets (RWAs). The site is in private beta and describes two main user roles: leverage takers who open leveraged RWA positions, and lenders who supply stablecoins.
Leverage takers can browse RWA vaults, select a leverage ratio, and deposit and manage positions, with the protocol coordinating flash loans, bridge facilitators, and liquidations. Lenders can deposit USDC or USDT into Morpho-powered lending vaults to earn yield from lending against RWAs. The site lists transparent risk parameters and states there are no lock-ups.
3F also describes permissioned access for institutions such as prime brokers and liquidators, including whitelisted front-end access and flows for bridge coordination and liquidation facilitation. It suits retail users familiar with onchain vaults and stablecoin lending, as well as institutional participants seeking permissioned liquidity options.
Key features
- Browse tokenized real-world asset vaults
- Select leverage ratio and manage positions
- Deposit USDC or USDT into Morpho-powered vaults
- View transparent risk parameters for lending
- Request permissioned access for institutional participation
Best for: People familiar with Ethereum DeFi who want leveraged RWA vaults or stablecoin lending against RWAs, including institutions needing permissioned access.
Good for
- Covers both leveraged positions and stablecoin lending
- Uses Morpho-powered vaults with listed risk parameters
- Includes separate permissioned flows for institutions
Watch out for
- Access is limited to private beta
- Early access prioritizes funded Ethereum mainnet addresses
3F at a glance
- Website
- 3f.xyz
- Category
- Crypto & Blockchain › DeFi Protocols
- Type
- Website
- Pricing
- Not confirmed. Check the site
- Platforms
- Web
- Open source
- Not stated
- Language
- English
- Last checked
- Oct 5, 2026 · Online when checked
- Listed
- Oct 5, 2026
3F alternatives
Tools and sites you could use instead, ranked by how closely they match.
Nest offers stable-yield vaults backed by real-world assets, with strategies and live yield information on its site.
Aera Treasury lets teams set an onchain treasury objective and allocate assets to a vault that automates execution and yield strategies.
Spectra MetaVaults offers curated vaults with automated rollovers, fixed-rate positions, yield positions, and liquidity pools.
Yield Yak offers USD and AVAX vaults on Avalanche that automatically rebalance across DeFi strategies.
Exponent Yield Exchange offers tools to trade interest rates, hedge yield risk, and access automated on-chain yield vaults.
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3F FAQ
What is 3F?
3F is a DeFi protocol on Ethereum mainnet offering vaults for leveraged exposure to tokenized real-world assets and stablecoin lending vaults.
How does lending work on 3F?
Users can deposit USDC or USDT into Morpho-powered vaults to lend against RWAs. The site states there are transparent risk parameters and no lock-ups.
How can I access 3F?
3F is in private beta with a waitlist. Users with a funded mainnet address holding at least 0.01 ETH are prioritized for early access.
Does 3F support institutions?
Yes. It describes permissioned access for prime brokers, liquidators, and other institutional participants, including whitelisted front-end access.
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