This Android personal finance app is described as local-first, encrypted, self-hosted, and able to sync across devices.
Actual
Actual offers a local-first personal finance app, with project details and source code on GitHub.

About Actual
Actual is a local-first personal finance tool for budgeting. It is described as open-source, written in NodeJS, with sync so changes move between devices. The actualbudget/actual GitHub repository holds source code and links to community documentation on budgeting and account management.
Key features
- One-click deployment via PikaPods
- Managed hosting via Fly.io
- Self-hosted option using a Docker image
- Local-only apps for Windows, Mac and Linux
Actual at a glance
- Category
- Finance & Money › Finance & Property
- Type
- Open-source project
- Pricing
- Free
- Details verified
- Oct 22, 2026 · Official source
- Open source
- Yes · Source code
- Language
- English
- Last checked
- Oct 5, 2026 · Online when checked
- Listed
- Oct 5, 2026
Actual alternatives
Tools and sites you could use instead, ranked by how closely they match.
Paisa supports personal finance management, including investment tracking, expense categories, budgeting, and money management.
HomeBank is free personal finance software for managing accounts, budgets, and spending on Linux, Windows, and macOS.
Money Manager Ex is open-source, cross-platform personal finance software for organizing spending and tracking where money goes.
Ghostfolio provides a personal finance dashboard for tracking net worth across cash, stocks, ETFs, and cryptocurrencies.
Firefly III manages personal finances with double-entry bookkeeping, transaction organization, data imports, and bank CSV cleanup rules.
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