This Android personal finance app is described as local-first, encrypted, self-hosted, and able to sync across devices.
The Best Actual Alternatives in 2026
Looking for something like Actual? Here are 19 alternatives, ranked by how closely they match it on purpose, features and platforms. Of these, 3 are free or have a free plan and 14 are open source.
Actual offers a local-first personal finance app, with project details and source code on GitHub.
Top picks at a glance
Quick comparison
| # | Alternative | Pricing | Open source | Platforms |
|---|---|---|---|---|
| 1 | money-manager | — | Yes | Android |
| 2 | Paisa | Free | Yes | Linux, macOS, Windows |
| 3 | HomeBank | Free | Not stated | Linux, macOS, Web |
| 4 | Money Manager EX | — | Not stated | Android, iOS, Web |
| 5 | Ghostfolio | — | Not stated | Web |
| 6 | Firefly III | Free | Not stated | Web |
| 7 | tickrs | — | Yes | Linux, Windows |
| 8 | Denaro | — | Yes | Linux |
| 9 | GreenStash | — | Yes | Android |
| 10 | StockTicker | — | Yes | Android, iOS |
All Actual alternatives
Paisa supports personal finance management, including investment tracking, expense categories, budgeting, and money management.
HomeBank is free personal finance software for managing accounts, budgets, and spending on Linux, Windows, and macOS.
Money Manager EX
moneymanagerex.orgMoney Manager Ex is open-source, cross-platform personal finance software for organizing spending and tracking where money goes.
Ghostfolio
ghostfol.io/en/startGhostfolio provides a personal finance dashboard for tracking net worth across cash, stocks, ETFs, and cryptocurrencies.
Firefly III manages personal finances with double-entry bookkeeping, transaction organization, data imports, and bank CSV cleanup rules.
tickrs displays real-time ticker data in a terminal, with data sourced from Yahoo Finance.
Denaro helps manage personal finances, including multiple accounts and transactions, through its desktop application.
GreenStash helps Android users plan savings goals and build a saving habit in an open-source app.
StockTicker displays a financial portfolio in a resizable home screen widget for iOS or Android.
TradingView Webhook Bot sends alerts to Telegram, Discord, Slack, Twitter, and email when it receives TradingView webhooks.
Bagels tracks and analyzes expenses and money flow through a terminal-based interface.
Easy Invoice PDF provides in-browser invoice creation with customizable templates, PDF export, and no sign-up requirement.
This utility converts a broker's transaction history export into a format that can be imported into Ghostfolio.
Built with Next.js, TypeScript, and Shadcn, this Invoify app generates invoices, according to its repository description.
The ticker project tracks stock, cryptocurrency, and derivatives prices and positions in real time from a terminal.
This collection brings together TradingView Pine Script resources, including indicators, strategies, libraries, tools, and learning materials.
Portfolio Performance tracks and evaluates investment portfolio performance across stocks, cryptocurrencies, and other assets.
Candle
gitlab.com/cosmosapps/candleThe Candle project tracks the stock market in real time, with its source code and project details on GitLab.
Alternatives to similar tools
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Alternatives are suggested from the purpose and features described in our listings. Different pages for the same product appear once. Read each description to check whether it fits your task. How we choose alternatives · Suggest an alternative



















