Upshift offers vaults for earning DeFi yield on stablecoins and crypto, including strategies that allocate stablecoins across DeFi opportunities.
Concrete
Concrete offers vaults for earning yield across partner Web3 protocols and DeFi strategies on multiple blockchains.
About Concrete
Concrete is a web application for depositing into curated vaults that aim to earn yield through partner Web3 protocols and DeFi strategies on multiple blockchains. Listed vaults run on Ethereum and accept assets such as USDT, USDC, WBTC and USD1; depositors receive a vault token (for example sCT, ctDefiUSDT, ctWBTC or ctFrontierUSDC) representing their deposit, and selected vaults award Concrete Points. Each vault page shows figures such as TVL, total volume, target or live APY, vault address, withdrawal token and named auditors, with curators listed as Concrete or partner curators such as Royco.
Access is restricted: the site states that users in certain jurisdictions, including locations subject to sanctions restrictions and other places where the services are ineligible, are not allowed to use it. At least one listed vault (RWA USD1) is marked permissioned and requires permission, and vaults may have a withdrawal queue. APY figures are presented as target or reported rates rather than fixed returns.
Key features
- Curated vaults across partner Web3 protocols and DeFi strategies on multiple blockchains
- Deposits in assets including USDT, USDC, WBTC and USD1
- Vault tokens such as sCT, ctDefiUSDT, ctWBTC and ctFrontierUSDC
- Concrete Points rewards on selected vaults
- Withdrawal queue for vault exits
- Vault keys secured through Fordefi policy-controlled wallets or Fireblocks MPC-CMP
Best for: Crypto users who want to deposit stablecoins or wrapped Bitcoin into curated DeFi vaults and track vault-level metrics, provided they are not in a restricted jurisdiction.
Good for
- Vault pages list named auditors, including Halborn, Cantina, Code4rena and Zellic
- Wallet setups use policy-controlled wallets or MPC-CMP keys with roles and approval quorums
- Vault-level detail includes TVL, total volume, vault address, curator and withdrawal token
Watch out for
- Access is blocked from certain jurisdictions, including locations subject to sanctions restrictions
- At least one listed vault is permissioned and requires permission
- Displayed APYs are described as target, live or partner-reported rates rather than guaranteed returns
Concrete at a glance
- Website
- app.concrete.xyz
- Category
- Crypto & Blockchain › DeFi Protocols
- Type
- Website
- Pricing
- Not confirmed. Check the site
- Platforms
- Web
- Open source
- Not stated
- Language
- English
- Last checked
- Oct 6, 2026 · Online when checked
- Listed
- Oct 5, 2026
Concrete alternatives
Tools and sites you could use instead, ranked by how closely they match.
Mellow provides infrastructure for institutional vaults and on-chain yield, with pages for vaults, partners, and its app.
Lagoon provides tools to launch and manage on-chain asset strategies, with vaults across multiple chains.
Yield Yak offers USD and AVAX vaults on Avalanche that automatically rebalance across DeFi strategies.
R25 offers on-chain vault infrastructure for yield strategies that combine real-world credit with DeFi markets.
RockSolid Network offers actively managed liquid vaults and tools for launching tailored DeFi strategies.
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Concrete FAQ
Can Concrete be used from any country?
No. The site states that access is not allowed from certain jurisdictions, including locations subject to sanctions restrictions and other jurisdictions where its services are ineligible.
What is a vault token?
It is the token you receive representing your deposit in a vault, such as sCT, ctDefiUSDT, ctWBTC, ctFrontierUSDC or srRoyUSDC.
Are all vaults open to every depositor?
No. The RWA USD1 vault is marked as permissioned and requires permission, while other listed vaults are shown as live.
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