The Best Scallop Lend Alternatives in 2026

Lending, borrowing, and yield strategies across crypto assets are available through Dolomite’s DeFi money market.

Save provides Solana lending and borrowing markets where users can earn interest or borrow against deposited crypto assets.

Fluid focuses on DeFi lending and borrowing, with its page describing those services as easier to access.

RAAC provides lending and borrowing backed by real-world assets, including tokenized real estate collateral and precious-metal-backed stablecoins.

Fira provides permissionless on-chain fixed-rate lending and borrowing markets where users can lock rates and sell yield.

Folks Finance provides cross-chain DeFi lending where users can lend, borrow, stake, trade, and manage digital assets.

Flying Tulip supports margin lending and borrowing across its system using a single deposit and RFQ-based liquidations.

Liqwid supports non-custodial lending and borrowing for Cardano assets through its liquidity market protocol.

Inverse Finance FiRM offers fixed-rate borrowing against crypto collateral and a yield-bearing DOLA stablecoin.

Liquity V2 lets users borrow against ETH and liquid staking tokens while setting their own borrowing rates.

TermFinance runs fixed-rate Ethereum lending and borrowing through on-chain auctions.

BENQI lets users stake AVAX for sAVAX and access lending, borrowing, and liquid staking services on Avalanche.

TermMax provides a fixed-rate borrowing and lending marketplace where users can lock rates until maturity.

Avalon Labs provides Bitcoin-backed lending, borrowing, earning, and liquidity products through an on-chain finance platform.

Aave supports on-chain savings and borrowing, letting users earn on deposits and borrow against assets.

EVAA Protocol provides lending and borrowing services for GRAM and wrapped assets on the TON blockchain.

Templar lets users borrow dollars against Bitcoin through a lending protocol designed to avoid centralized institutions.

Kamino is an open-source credit and liquidity protocol on Solana for lending, borrowing, and liquidity services.

Swap tokens, stake assets, and take part in liquidity mining and governance through SUN's DeFi protocol on TRON.

NEOPIN provides a non-custodial permissioned DeFi protocol for interacting with crypto assets.

f(x) Protocol offers decentralized trading and borrowing against ETH and WBTC through its on-chain finance platform.

On Ink, Tydro supports non-custodial lending and borrowing with flexible collateral through an Aave-powered liquidity protocol.

Kamino is an open-source Solana credit and liquidity protocol for earning returns and borrowing against crypto collateral.

BiFi offers cross-chain DeFi lending on Bifrost Network, where users can supply, borrow, and earn with coins and tokens.