TermMax provides a fixed-rate borrowing and lending marketplace where users can lock rates until maturity.
Fira
Fira provides permissionless on-chain fixed-rate lending and borrowing markets where users can lock rates and sell yield.
About Fira
Fira is a permissionless on-chain protocol for fixed-rate lending and borrowing, allowing users to lock predetermined rates and sell yield. It provides both fixed-term and variable vaults for lending and borrowing activities, with all positions supporting instant exits. The protocol is built to address the unpredictability of floating on-chain credit rates by offering known borrowing and earning outcomes in advance. It supports strategies including fixed-rate cash & carry and delta-neutral yield.
Key features
- Permissionless on-chain fixed-rate lending and borrowing
- Fixed vaults with 30-120 day guaranteed rate terms
- Variable vaults with no lockups and floating yield
- Instant exit option for all vault positions
- Coupon token-powered fixed and variable rate markets
- Support for fixed-rate cash & carry strategies
Best for: Users seeking predictable on-chain lending and borrowing outcomes, including those executing cash & carry or treasury-focused strategies.
Good for
- Fixed-rate positions eliminate rate risk for their full term
- All vault positions allow instant exits at any time
- Enables on-chain strategies that require rate certainty
Watch out for
- Homepage displays $0 in total value locked (TVL)
- Protocol is not open source
- Fixed vault terms are limited to 30 to 120 days
Fira at a glance
- Website
- fira.money
- Category
- Crypto & Blockchain › DeFi Lending
- Type
- Website
- Pricing
- Not confirmed. Check the site
- Platforms
- Web
- Open source
- Not stated
- Last checked
- Oct 6, 2026 · Online when checked
- Listed
- Oct 5, 2026
Fira alternatives
Tools and sites you could use instead, ranked by how closely they match.
TermFinance runs fixed-rate Ethereum lending and borrowing through on-chain auctions.
Lending, borrowing, and yield strategies across crypto assets are available through Dolomite’s DeFi money market.
RAAC provides lending and borrowing backed by real-world assets, including tokenized real estate collateral and precious-metal-backed stablecoins.
Scallop is a Sui-based DeFi protocol for lending and borrowing digital assets.
Flying Tulip supports margin lending and borrowing across its system using a single deposit and RFQ-based liquidations.
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Fira FAQ
What vault options does Fira provide?
Fira offers fixed vaults with 30-120 day guaranteed rate terms and variable vaults with no lockups and floating yield.
Can users exit their Fira positions early?
Yes, both fixed and variable vault positions support instant exits at any time.
What on-chain strategies is Fira designed for?
Fira supports fixed-rate cash & carry and delta-neutral yield strategies.
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