Borrowing

Aave supports on-chain savings and borrowing, letting users earn on deposits and borrow against assets.

ZeroLend Vaults supports non-custodial liquidity markets where users supply and borrow assets at variable or stable interest rates.

Folks Finance provides cross-chain DeFi lending where users can lend, borrow, stake, trade, and manage digital assets.

Liqwid supports non-custodial lending and borrowing for Cardano assets through its liquidity market protocol.

TermFinance runs fixed-rate Ethereum lending and borrowing through on-chain auctions.

Bima lets users deposit liquid staked Bitcoin, mint the USBD stablecoin, and pursue yield across multiple chains.

NAVI provides on-chain lending and borrowing, with live rates and loan information shown in its finance app.

Inverse Finance FiRM offers fixed-rate borrowing against crypto collateral and a yield-bearing DOLA stablecoin.

Liquity V2 lets users borrow against ETH and liquid staking tokens while setting their own borrowing rates.

RAAC provides lending and borrowing backed by real-world assets, including tokenized real estate collateral and precious-metal-backed stablecoins.

BENQI lets users stake AVAX for sAVAX and access lending, borrowing, and liquid staking services on Avalanche.

Twyne lets depositors delegate unused borrowing capacity so borrowers can reserve credit in isolated vaults on Aave and Euler.

Lending, borrowing, and yield strategies across crypto assets are available through Dolomite’s DeFi money market.

Fira provides permissionless on-chain fixed-rate lending and borrowing markets where users can lock rates and sell yield.

TermMax provides a fixed-rate borrowing and lending marketplace where users can lock rates until maturity.

Avalon Labs provides Bitcoin-backed lending, borrowing, earning, and liquidity products through an on-chain finance platform.

Sky.money offers savings, rewards, staking, and borrowing while users retain control of their assets.

Scallop is a Sui-based DeFi protocol for lending and borrowing digital assets.

Aave Horizon provides non-custodial liquidity markets where users can supply assets and earn interest.

Flying Tulip supports margin lending and borrowing across its system using a single deposit and RFQ-based liquidations.

Fluid focuses on DeFi lending and borrowing, with its page describing those services as easier to access.