TermMax provides a fixed-rate borrowing and lending marketplace where users can lock rates until maturity.
TermFinance Vaults
TermFinance runs fixed-rate Ethereum lending and borrowing through on-chain auctions.
About TermFinance Vaults
Term Finance provides fixed-rate borrowing and lending on Ethereum through on-chain auctions. Borrowers can lock in funding costs and lenders can receive a set return on crypto-backed loans.
Auctions run weekly with terms up to a year out, and all participants in an auction use the same market clearing rate.
Key features
- Fixed-rate borrowing on Ethereum through on-chain auctions
- Fixed-rate lending with set return on crypto-backed loans
- Weekly auctions across multiple loan terms
- Loan terms available up to a year
- Single market clearing rate for all participants
Best for: Borrowers and lenders who want fixed-rate, crypto-backed loans on Ethereum with defined terms.
Good for
- Fixed rates support planning of funding costs and returns
- Same clearing rate applies to large and small participants
- Smart contracts have been audited with audits linked
Watch out for
- Only operates on Ethereum
- Use follows weekly auction schedule
- Loans require crypto backing
TermFinance Vaults at a glance
- Website
- term.finance
- Category
- Crypto & Blockchain › DeFi Protocols
- Type
- Website
- Pricing
- Not confirmed. Check the site
- Platforms
- Web
- Open source
- Not stated
- Last checked
- Oct 5, 2026 · Online when checked
- Listed
- Oct 5, 2026
TermFinance Vaults alternatives
Tools and sites you could use instead, ranked by how closely they match.
Folks Finance provides cross-chain DeFi lending where users can lend, borrow, stake, trade, and manage digital assets.
Avalon Labs provides Bitcoin-backed lending, borrowing, earning, and liquidity products through an on-chain finance platform.
Aave supports on-chain savings and borrowing, letting users earn on deposits and borrow against assets.
Pick
24 alternatives
Liqwid supports non-custodial lending and borrowing for Cardano assets through its liquidity market protocol.
Inverse Finance FiRM offers fixed-rate borrowing against crypto collateral and a yield-bearing DOLA stablecoin.
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TermFinance Vaults FAQ
How is the interest rate determined?
An on-chain auction sets a single market clearing rate that all participants pay or receive.
What loan lengths are offered?
Weekly auctions on Ethereum offer terms up to a year out.
Has the protocol been audited?
Yes, the site states its smart contracts have been audited and links to audits.
Is something wrong or out of date?
Tell us and an editor will check it.
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