Liqwid supports non-custodial lending and borrowing for Cardano assets through its liquidity market protocol.
40 Acres
40 Acres offers loans against yield-bearing assets, including veNFTs, with self-repaying terms on Base, Optimism, and Avalanche.
About 40 Acres
40 Acres provides USDC loans against veNFTs, with credit calculated from average weekly rewards and repayment taken automatically from those rewards. Borrowers deposit assets to open a credit line and can repay early at no extra cost. The site describes loans as having no accruing interest.
Live collateral is limited to veNFTs from Aerodrome, Velodrome, Pharaoh and Blackhole on Base, Optimism and Avalanche. Yield-bearing BTC and ETH, real-world assets and stablecoin yield are listed as coming soon.
Key features
- Borrow USDC against veNFTs from four supported DEX protocols
- Credit line calculated from average weekly rewards times multiplier
- Automatic weekly loan repayment using portion of rewards
- Early repayment allowed at any time at no extra cost
- Borrowing simulator to estimate receive amount and repayment schedule
- Operates on Base, Optimism, and Avalanche networks
Best for: Holders of veNFTs on Aerodrome, Velodrome, Pharaoh, or Blackhole who want to borrow against future rewards.
Good for
- Weekly rewards automatically repay the loan without mandatory manual payments
- No accruing interest stated for loans
- Early repayment allowed at any time at no extra cost
Watch out for
- Live borrowing limited to veNFTs; other asset types listed as coming soon
- Only four DEX protocols supported across three chains
- Credit line based on average weekly rewards rather than full asset value
40 Acres at a glance
- Website
- 40acres.finance
- Category
- Crypto & Blockchain › DeFi Protocols
- Type
- Website
- Pricing
- Not confirmed. Check the site
- Platforms
- Web
- Open source
- Not stated
- Language
- English
- Last checked
- Oct 5, 2026 · Online when checked
- Listed
- Oct 5, 2026
40 Acres alternatives
Tools and sites you could use instead, ranked by how closely they match.
On Ink, Tydro supports non-custodial lending and borrowing with flexible collateral through an Aave-powered liquidity protocol.
Neverland provides Monad-native lending with veTokenomics to structure incentives for decentralized borrowing.
BiFi offers cross-chain DeFi lending on Bifrost Network, where users can supply, borrow, and earn with coins and tokens.
HypurrFi combines lending and a credit card on Hyperliquid with spot and perpetual trading, borrowing, and crypto spending.
TermMax provides a fixed-rate borrowing and lending marketplace where users can lock rates until maturity.
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40 Acres FAQ
How is my borrowing limit calculated?
The credit line is calculated from the asset's average weekly rewards times a multiplier.
How do self-repaying loans work?
A portion of weekly rewards is used to automatically repay the loan each week, with early repayment allowed at no extra cost.
What chains and protocols are supported?
Aerodrome on Base, Velodrome on Optimism, and Pharaoh and Blackhole on Avalanche.
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