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24 alternativesUsual USD0
Usual provides multichain infrastructure that turns tokenized real-world assets into a composable stablecoin.
About Usual USD0
Usual Protocol is a multichain infrastructure that converts tokenized real-world assets into a stablecoin. Its main product is USD0, which aggregates various US Treasury Bill tokens. USD0 is described as fully collateralized by diversified short-term T-Bills and backed 1:1, without reliance on traditional bank deposits.
Through the site you can access the app, learn about USD0 and related tokens, and review documentation, whitepaper, governance and transparency materials. USD0 can be transferred and used in DeFi and CeFi. There is also bUSD0, a liquid staking version of USD0 with a 4-year lock-up, and $USUAL, which is used for governance and revenue-sharing.
The protocol distributes value to users and TVL providers rather than keeping it with a central issuer. It suits people who already use DeFi and want a stablecoin backed by tokenized Treasury Bills with community ownership features.
Key features
- USD0 stablecoin backed by short-term T-Bill tokens
- Transferable and permissionless for DeFi and CeFi use
- bUSD0 liquid staking version with 4-year lock-up
- $USUAL token for governance and revenue-sharing
- Documentation, whitepaper and transparency pages available
- Insurance fund supported by protocol revenue
Best for: People interested in DeFi stablecoins backed by tokenized Treasury Bills and community ownership.
Good for
- Backed by diversified short-term Treasury Bill tokens
- Permissionless and transferable for DeFi and CeFi
- Governance and transparency materials available
- Insurance fund funded by protocol revenue
Watch out for
- bUSD0 requires a 4-year lock-up
- Some products listed as coming soon
Usual USD0 at a glance
- Website
- usual.money
- Category
- Crypto & Blockchain › DeFi Protocols
- Type
- Website
- Pricing
- Not confirmed. Check the site
- Platforms
- Web
- Open source
- Not stated
- Language
- English
- Last checked
- Oct 5, 2026 · Online when checked
- Listed
- Oct 5, 2026
Usual USD0 alternatives
Tools and sites you could use instead, ranked by how closely they match.
Wrapped offers enterprises tokenized equities, real-world assets, and stablecoin transfers through a blockchain platform.
Vault Street packages tokenized real world assets into onchain yield vaults for institutional capital allocators.
Anemoy provides onchain asset management for tokenized real world assets, including institutional credit and Treasuries, through Centrifuge.
AFI Protocol verifies backing assets and liabilities for tokenized real-world assets hourly and publishes on-chain solvency proofs.
Ondo offers tokenized real-world assets on-chain, including institutional financial products and tokenized portfolios.
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Usual USD0 FAQ
What is USD0?
USD0 is a stablecoin that aggregates US Treasury Bill tokens and is backed 1:1 by diversified short-term T-Bills.
What is bUSD0?
bUSD0 is a liquid staking version of USD0 with a 4-year lock-up, described as acting like a savings account for real-world assets.
What is $USUAL used for?
$USUAL is used for governance and revenue-sharing within the Usual Protocol.
How is USD0 collateralized?
USD0 is fully collateralized by diversified short-term T-Bills and supported by an insurance fund funded by protocol revenue.
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