Spectra offers fixed-rate yield products and markets for yield trading through its decentralized finance protocol.
Exactly
Exactly Protocol supports non-custodial fixed- and variable-rate lending markets through an open-source decentralized protocol.
About Exactly
Exactly Protocol is a decentralized, non-custodial lending protocol that provides fixed- and variable-rate markets. According to the site, users can deposit or borrow at variable rates or fixed rates. The protocol describes mechanisms for dynamic utilization between rate pools, a risk model for health factor calculations, a dynamic close factor for liquidations, and a solvency condition linking fixed depositor rates to prior fixed-rate borrowers.
The source does not provide pricing details, supported assets, blockchain networks, or geographic eligibility information. The website is in English.
Key features
- Supports deposit and borrow options at both fixed and variable rates.
- Dynamic utilization rate allocates assets between variable and fixed rate pools.
- Dynamic close factor liquidation process aims to return users to solvency.
- Risk model adjusts collateral and debt for health factor calculation.
- Interest rate model uses a continuous, non-linear function for fixed income derivatives groundwork.
- Solvency condition links fixed depositor rates to previous fixed-rate borrowers.
Best for: Users looking for a non-custodial DeFi lending protocol with both fixed- and variable-rate deposit and borrow options.
Good for
- Describes both fixed-rate and variable-rate lending and borrowing options.
- Non-custodial protocol with a web app for deposits and borrows.
- Outlines specific mechanisms for utilization, risk, liquidation and solvency.
Watch out for
- Pricing details are not provided.
- No geographic eligibility or supported-region information is stated.
- No supported assets or blockchain networks are listed in the source.
Exactly at a glance
- Website
- exact.ly
- Category
- Crypto & Blockchain › DeFi Protocols
- Type
- Website
- Pricing
- Not confirmed. Check the site
- Platforms
- Web
- Open source
- Not stated
- Language
- English
- Last checked
- Oct 5, 2026 · Online when checked
- Listed
- Oct 5, 2026
Exactly alternatives
Tools and sites you could use instead, ranked by how closely they match.
Avalon CeDeFi combines Bitcoin lending and borrowing with yield products, including isolated markets and fixed-rate loans.
Treehouse Protocol provides fixed-income products for digital assets, including tAssets and decentralized rate benchmarks.
Sky RWA offers stablecoin yield through the Sky Savings Rate, curated vaults, and SKY staking, with a variable protocol rate.
Liqwid supports non-custodial lending and borrowing for Cardano assets through its liquidity market protocol.
TermFinance runs fixed-rate Ethereum lending and borrowing through on-chain auctions.
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Exactly FAQ
What interest rate options does Exactly Protocol support?
The protocol provides an autonomous fixed and variable interest rate market, with deposit and borrow options at both rates.
Is Exactly Protocol non-custodial?
The homepage describes it as a decentralized, non-custodial protocol.
How does Exactly Protocol describe liquidations?
It uses a dynamic close factor, described as a liquidation process that returns users to solvency more efficiently and equitably.
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